Avon, West Hartford and Simsbury real estate and homes for sale in Connecticut, luxury homes - The Dream Team, REALTORS® The Dream Team REALTORS(r) for Avon, West Hartford and Simsbury, Connecticut real estate, luxury homes - NUMBER1EXPERTS™ The Dream Team NUMBER1EXPERTS(tm) for Avon, West Hartford and Simsbury, Connecticut real estate, luxury homes
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The Dream Team, REALTOR®, real estate agents and broker for Avon, West Hartford and Simsbury Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

The Dream Team (860) 392-9280

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First Time Homebuyers: Avon, West Hartford and Simsbury Connecticut home buying, real estate listings, and homes for sale in Hartford County, CT
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Avon, Farmington, Simsbury, Granby, Canton, and West Hartford real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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The Dream Team, REALTOR®, real estate agents and broker for Avon, West Hartford and Simsbury Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Charlie & Barbara Kaylor
RE/MAX Communities

The Dream Team
730 Hopmeadow Street
Simsbury, CT 06070
Direct Telephone: (860) 392-9280
Office Telephone: (860) 658-6000
Direct Fax: (888) 392-9281
Email: TheDreamTeam@NUMBER1EXPERT.com

Charlie and Barbara Kaylor, The Dream Team, have over 24 years combined residential real estate experience. Charlie, Broker Associate, has been awarded the RE/MAX International Platinum Club status for outstanding sales volume and is ranked the #5 RE/MAX Agent in Connecticut. Barbara’s marketing and promotional material has been recognized as the best in the area. The Dream Team is an enthusiastic, knowledgeable and dedicated team of professionals with a genuine love for The Farmington Valley and West Hartford. Partners in business and in life, The Dream Team can’t be beat! Please visit our website www.CTDreamTeam.com to read over 25 testimonials from our clients!

ABREqual HousingGRIMLSREALTORSRES


RE/MAX Advantage real estate and homes for sale in Avon, West Hartford and Simsbury Connecticut



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